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Далее, у брокера обязана быть лицензия на данный вид деятельности. Её выдают финансовые государственные регуляторы: подробнее об этой системе полезно прочитать в соответствующей статье нашего блога. В островном офшоре есть собственный финансовый госрегулятор под названием Financial Services Authority. Самый надёжный и при этом простой способ проверки наличия лицензии следующий: зайти на официальный сайт регулятора и ввести название компании в поиск. Результат отрицательный: ни OFG Cap. Ltd, ни Esperio в FSA не лицензировались. Так что компания не имеет разрешения на финансовую деятельность даже в заявленной стране регистрации, которая, впрочем, тоже оказалась фейковой.

Впрочем, даже в случае легального оформления юрлица и лицензирования по месту регистрации этого недостаточно для работы в правовом поле Российской Федерации. Оказывать брокерские услуги в стране можно исключительно по лицензии Центробанка РФ. Российский регулятор, как и все его иностранные коллеги, призван способствовать прозрачности рынка и ведёт открытые реестры держателей своих допусков и чёрные списки. Поиск по реестрам на сайте ЦБ РФ показывает, что брокер Esperio ему знаком. Он загремел в чёрный список компаний с признаками нелегального профучастника рынка ценных бумаг. Этот корректный термин обозначает лохоброкера: всё-таки не полагается почтенному государственному регулятору такую терминологию использовать.

Обратите внимание на сайты, перечисленные на скриншоте из чёрного списка Центробанка РФ. Видно, что мошенники часто запускают зеркала своего сайта. Этому может быть только одна причина: их блокировка за мошенничество для российских пользователей, которые являются основной целевой аудиторией лжеброкеров.

На момент написания обзора провайдеры РФ пока не перекрыли доступ к esperio.org. Однако, судя по активности лохоброкера, и эта мера не за горами.

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Welcome to the complete manual to HVAC services! Regardless of whether you're in requirement of furnace repair, installing a new furnace, fixing your air conditioner, air conditioner installation, replacing your AC unit, repairing your heater, heater replacement, air duct cleaning, or cleaning your dryer vent, this comprehensive article has got you taken care of. Starting from grasping the basics of heating, ventilation, and air conditioning systems to finding the right service provider for your requirements, we'll walk you through everything you need to know to keep your house pleasant and energy-efficient all year long.

## Understanding HVAC Systems

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### Components of an heating, ventilation, and air conditioning System

- Heater: The heater is responsible for heating the air that is distributed throughout your home throughout the colder months.
- AC: The air conditioner chills the air in hot weather by taking out heat and humidity from the indoor air.
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## Understanding heating, ventilation, and air conditioning Systems

HVAC stands for Heating, Air flow, and Cooling. These systems are in charge for maintaining indoor air quality, controlling temperature, and offering comfort within residential and commercial buildings. A well-maintained HVAC system is vital for guaranteeing a safe and comfortable living environment while also optimizing energy efficiency.

### Components of an heating, ventilation, and air conditioning System

- Furnace: The furnace is tasked for warming the air that is dispersed throughout your residence throughout the colder months.
- AC: The AC chills the air during hot weather by taking out heat and humidity from the indoor air.
- Heat Pump: Heat pumps are versatile systems that can both warm and cool your house by exchanging heat between the indoors and outdoors.
- Thermostat: The temperature controller regulates the operation of the heating, ventilation, and air conditioning system by regulating temperature settings.
- Air Ducts: Air ducts are used to distribute heated or cooled air around the home via vents and registers.
- Air Filters: Air filters trap dust, pollen, and other airborne particles to improve indoor air quality and protect HVAC equipment.

## Common heating, ventilation, and air conditioning Services

### Furnace Repair and Installation

If your furnace is not working or nearing the end of its lifespan, it may be time for fixing your furnace or installing service. Common signs of a faulty heater include odd noises, uneven heating, or increased energy bills. A professional HVAC technician can diagnose the issue and recommend the best course of action to restore warmth and efficiency to your home.

### Air Conditioner Repair and Installation

When your air conditioner is struggling to keep your residence cool, it's essential to address the issue immediately with air conditioner repair or installation service. Whether your air conditioner is blowing warm air, leaking refrigerant, or experiencing electrical issues, a qualified technician can diagnose the problem and restore comfort to your living space.

### Air Conditioner Replacement

If your AC is outdated or beyond repair, air conditioner replacement may be the most cost-effective solution. A new, energy-efficient air conditioner unit can not only enhance indoor comfort but also reduce energy consumption and lower utility bills in the long run.

### Furnace Repair and Replacement

A broken furnace can leave you shivering in the cold. Whether you have a furnace, heat pump, or boiler, repairing your heater or replacing is important for keeping a warm and cozy home during the winter months. Trust a professional HVAC contractor to diagnose the issue and recommend the best heating solution for your needs.

### Ductwork Cleaning

Over time, dust, dirt, and debris can accumulate inside your house's air ducts, reducing indoor air quality and impeding heating, ventilation, and air conditioning performance. Cleaning your air ducts removes built-up contaminants and improves airflow, ensuring that your heating, ventilation, and air conditioning system operates efficiently and effectively.

### Dryer Vent

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Clogged laundry vents pose a serious fire hazard and can also impede dryer performance. Dryer vent cleaning removes lint and debris from the venting system, reducing the risk of fires and improving dryer efficiency.

## Choosing the Right heating, ventilation, and air conditioning Contractor

When it comes to heating, ventilation, and air conditioning services, choosing the right contractor is important for ensuring quality workmanship and reliable service. Here are some tips for selecting the best heating, ventilation, and air conditioning contractor for your needs:

- Qualifications: Look for contractors who are licensed, bonded, and insured. This ensures that they have the necessary training and qualifications to perform heating, ventilation, and air conditioning services safely and effectively.
- Expertise: Choose a contractor with extensive experience in the HVAC industry. Experienced technicians are better equipped to diagnose and resolve complex heating, ventilation, and air conditioning issues.
- References: Ask for references from past clients or check online reviews to gauge the contractor's reputation and customer satisfaction.
- Pricing: While cost is an important factor, it shouldn't be the sole determinant. Look for contractors who offer competitive pricing without compromising on quality.
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